Janet was born in Pennsylvania and lived with her parents until she was 14, then moved and lived with her Grandparents from then on. Her first job was at the True Value Hardware until she finally moved to Cleveland in 1977, where she then worked at Forest City Lumber. She met Wayne later that year of 1977 and married in April of 1978. 2 years later they bought a house in Willoughby. Janet started at Progressive in October 1998 where she currently worked and just had her 25 year anniversary. Then Janet and Wayne moved to Florida in 2007 where the two of them lived happily until her death in October 2023.